Living in Rockwall TX: NEW Homes at Unreal Prices

Are you searching for a luxury home without the million-dollar price tag you'd expect in North Dallas? Look no further than Rockwall, TX! Known for its blend of charm and modern living, this area is home to some of the most reputable Rockwall TX home builders, offering top-tier floor plans, premium finishes, and unbeatable value. In this article, we’ll explore three stunning inventory homes that prove you don’t have to sacrifice style or quality to stay within budget. If you're looking for dream homes at unreal prices, Rockwall is the place to be!

Table of Contents

About Rockwall TX Neighborhood and Market Comparison

Rockwall is emerging as one of the hottest spots in the Dallas-Fort Worth area for homebuyers. The market here offers incredible opportunities to purchase homes that are significantly more affordable compared to those in the more expensive northern suburbs like Frisco and Prosper. In fact, if you were to buy similar homes in those areas, you'd be looking at prices starting from $1.5 million and going up. In contrast, the homes we will tour today are all priced under a million, making them a remarkable deal.

The Rockwall area is known for its excellent schools, easy access to the lake, and a wide range of amenities including Costco, HEB, and Target. Living in Rockwall Texas offers the perfect blend of affordability, convenience, and lifestyle perks that are hard to beat. If you're considering a move to the DFW area, Rockwall should definitely be on your radar.

First Home: 274 Plan Saddle Star, Rockwall TX

Now, let's dive into our first inventory home, which is a stunning example of what Rockwall has to offer. This home is under a million dollars, and you might be surprised by just how much you get for your money!

Interior Walkthrough

As we step inside, we're greeted by a spacious living room adorned with beautiful beams and an inviting kitchen. The first thing you'll notice is the gorgeous sky-blue accent wall in the study. This adds a unique touch to the home.

Living room with beams

One of the standout features of this home is its layout. It includes four bedrooms, a massive living room, a dining room, and a study, all on one floor. This design is perfect for families who prefer to have everything on one level.

Kitchen, Living & Backyard

The kitchen is a chef's dream, featuring ample storage and a beautiful island that opens up to the living area. Imagine entertaining friends and family in this warm and inviting space. With no neighbors directly behind you, the backyard offers privacy and a serene atmosphere.

Primary Bedroom & Bathroom

Next, we head to the primary bedroom, which is spacious and features an ensuite bathroom complete with a shower and a luxurious soaking tub. The design is both modern and functional, making it a perfect retreat after a long day.

Game Room + Theater Room

This home also boasts a game room and a theater room, providing plenty of space for entertainment and relaxation. Whether you want to host movie nights or family game nights, this home has you covered.

Price & Value Breakdown

Now, let's talk about pricing. This home is listed at $952,362, which is significantly lower than similar homes in the area. Given the features and upgrades, this home is a steal. Plus, if you work with us, there's likely room for negotiation, making this an even better deal.

Price Comparison: North vs East DFW

To put this into perspective, if you were to build the same home in The Grove or Mustang Lakes, you would be looking at a starting price of around $1.4 million. The tax rate in Rockwall is also more favorable at 1.53%, compared to 2.2% or higher in the northern suburbs.

Second Home: 289 Plan Saddle Star, Rockwall TX

Now that we've seen the first home, let's move on to our second inventory home, which is a two-story beauty known as the 289 plan. This home also comes in under a million, and I can't wait to show you around!

Entry & Study

Upon entering, you're greeted by a stunning entryway that leads into a spacious study with built-ins. The design here is both functional and stylish, making it an ideal workspace or reading nook.

Living Room & Layout

This home features a well-thought-out layout with a large living room that flows seamlessly into the kitchen. The natural light flooding in from the windows creates a warm and inviting atmosphere.

Kitchen & Pantry

The kitchen is equipped with all the modern amenities you'd expect, including double ovens and plenty of counter space. The pantry, while functional, could be a bit larger, but it still offers ample storage for your needs.

Kitchen with modern amenities

Primary Bedroom & Bath

The primary bedroom is spacious, featuring a well-appointed ensuite bathroom that includes both a shower and a soaking tub. The design elements here truly elevate the space.

Upstairs: Bedrooms & Loft

As we head upstairs, we find multiple bedrooms, a loft space, and additional bathrooms. This layout is perfect for families or anyone who enjoys having extra space for guests.

Second Home: Price & Market Comparison

This 289 plan is listed at $999,000, which again is a great deal when you consider the features and upgrades. Similar homes in more expensive areas start at around $1.4 million, so you're saving a significant amount by choosing Rockwall.

Third Home: Livorno Plan Saddle Star, Rockwall TX

Now, let's explore our third inventory home, which is a luxury custom spec home. This home has a lot to offer, and I can't wait for you to see it!

Third Home: Kitchen, Pantry & Features

This kitchen is a chef's paradise, featuring high-end finishes including a waterfall countertop and double ovens. The pantry is also spacious and designed for a home of this size.

Primary Suite & Spa Bath

The primary suite is nothing short of spectacular, complete with a sitting area and a spa-like bathroom. This is truly a retreat where you can unwind and relax.

Upstairs Tour

As we head upstairs, you'll find additional bedrooms and a media room. This space is designed for entertainment and relaxation, making it perfect for family gatherings.

Pricing & Incentives

This luxury home is listed at $1.1 million. However, keep in mind that there are financing incentives available, and we may be able to negotiate on the price. The value you're getting for this home is incredible, especially when compared to similar builds in the northern suburbs.

Bonus Home: Varese Plan Preview

As a special treat, let's take a quick look at a bonus home that will be ready by the end of the year. This is the Varese Plan, which boasts an impressive 4,400 square feet of living space!

Market Value Comparison

Comparatively, if you were to build this home in Frisco, you could be looking at a price tag of $1.5 million. In Rockwall, however, this home will be listed just over a million dollars, offering significant savings for buyers.

Market value comparison for the Versailles plan

Thinking of Moving to Rockwall TX?

Today, we've explored three move-in ready homes and one luxury custom spec home in Rockwall. With prices that are significantly lower than comparable homes in the northern suburbs, Rockwall is truly becoming a prime destination for homebuyers in the DFW area. If you're thinking about moving to Rockwall TX, now is a great time to take advantage of these hidden gems.

If you have any questions about moving to Rockwall or want to learn more about these incredible homes, please don't hesitate to reach out. We're here to help you find your dream home at an unreal price!

Thank you for joining us on this exciting tour of Rockwall's dream homes. We look forward to seeing you in our next article!

Check out my website for the hottest DFW deals here.

FAQs About Rockwall TX New Construction Homes

What is the average price range for homes in Rockwall, TX?

The average price for homes in Rockwall typically ranges from the mid $400,000s to just over $1 million, making it an affordable option compared to more expensive areas like Frisco and Prosper.

What amenities are available in the Rockwall area?

Rockwall boasts a variety of amenities including shopping at stores like Costco, HEB, and Target, as well as easy access to recreational activities at Lake Ray Hubbard. The area is also known for its excellent schools.

Are there any new construction homes available in Rockwall?

Yes, Rockwall has a number of new construction homes available, with several builders offering various floor plans and modern finishes. Many inventory homes can be moved into quickly.

What are the property tax rates like in Rockwall?

Rockwall has a favorable property tax rate of approximately 1.53%, which is lower than many of the northern suburbs where rates can exceed 2.2%.

How does Rockwall compare to other suburbs in the DFW area?

Rockwall offers a unique blend of affordability, community amenities, and access to some of the best schools in the DFW area, making it a desirable option for homebuyers looking for value without sacrificing quality.

Can I negotiate the price of a home in Rockwall?

Absolutely! Many Rockwall TX home builders are open to negotiation—especially on inventory homes or during slower market periods. Having an experienced real estate agent in your corner can make all the difference when it comes to getting the best possible deal.

Thinking about buying in Rockwall? Reach out if you’d like expert guidance and help negotiating with Rockwall TX home builders—I’d love to assist you every step of the way!

A man wearing sunglasses and a black shirt is standing in front of a building.

Zak  Schmidt

From in-depth property tours and builder reviews to practical how-to guides and community insights, I make navigating the real estate process easy and enjoyable.

WATCH THE LATEST VIDEO

Watch Now Watch Now
Man holding cash with
By Zak Schmidt December 3, 2025
A practical 2026 checklist for buying new construction in DFW—compare property taxes, school quality, and value across Prosper, Princeton, Kaufman County, Midlothian and more.
Man pointing, grinning at calculator with
By Zak Schmidt November 28, 2025
Understand DFW builder incentives in 2026 — inventory vs ground‑up builds, design credits, flex cash and rate buydown strategies to lower cash‑to‑close and monthly payments.
Man holding head, looking distressed, with house in background, documents reading “Structural Warranty.” Text:
By Zak Schmidt November 26, 2025
Highland Homes moves from a 10-year to a 6-year structure & foundation warranty effective 1/1/2026. Key deadline, legal context, and buyer tips for DFW new construction.
Man pointing at
By Zak Schmidt November 19, 2025
Thinking a 50-year mortgage in DFW will lower your payment? Learn how lifetime interest can skyrocket and how builder-funded buydowns offer a better solution.
Man with shocked expression and open mouth, headline says,
By Zak Schmidt November 12, 2025
Insider forecast for the DFW housing market in 2026: payment burden easing but taxes & insurance eroding gains, tighter builder margins, and where buyers can find incentives.
Man with beard and sunglasses, next to two red rectangles, title:
By Zak Schmidt November 10, 2025
First look at Meraki in Forney: a 2,700-home Telus Group master-planned community with top builders, varied lot sizes, parks, strong amenities and models arriving in 2026.
Two men in front of a Texas map with
By Zak Schmidt November 7, 2025
Considering Forney, TX? Discover why this fast‑growing, affordable Dallas suburb appeals to families and buyers — with insights on commute, schools, new construction, and tradeoffs.
Man in a black shirt looking surprised, text
By Zak Schmidt November 5, 2025
Buying new construction in DFW? Don’t skip the blue-tape walkthrough. Learn what to test, when to hire an inspector, and how to build a punch list before closing.
Man next to map with Celina highlighted, text:
By Zak Schmidt October 31, 2025
Thinking of moving to Celina, TX? Get clear numbers on new-construction prices, schools, 380 traffic, and how taxes/MUDs affect your mortgage—practical tips to buy smart.
Man holding finger to his lips,
By Zak Schmidt October 27, 2025
Building a new home? Learn which builder upgrades to skip, why decorative add-ons waste money, where to invest in structural options, and how to save time and thousands.
Man holding cash with
By Zak Schmidt December 3, 2025
A practical 2026 checklist for buying new construction in DFW—compare property taxes, school quality, and value across Prosper, Princeton, Kaufman County, Midlothian and more.
Man pointing, grinning at calculator with
By Zak Schmidt November 28, 2025
Understand DFW builder incentives in 2026 — inventory vs ground‑up builds, design credits, flex cash and rate buydown strategies to lower cash‑to‑close and monthly payments.
Man holding head, looking distressed, with house in background, documents reading “Structural Warranty.” Text:
By Zak Schmidt November 26, 2025
Highland Homes moves from a 10-year to a 6-year structure & foundation warranty effective 1/1/2026. Key deadline, legal context, and buyer tips for DFW new construction.
Man pointing at
By Zak Schmidt November 19, 2025
Thinking a 50-year mortgage in DFW will lower your payment? Learn how lifetime interest can skyrocket and how builder-funded buydowns offer a better solution.
Man with shocked expression and open mouth, headline says,
By Zak Schmidt November 12, 2025
Insider forecast for the DFW housing market in 2026: payment burden easing but taxes & insurance eroding gains, tighter builder margins, and where buyers can find incentives.
Man with beard and sunglasses, next to two red rectangles, title:
By Zak Schmidt November 10, 2025
First look at Meraki in Forney: a 2,700-home Telus Group master-planned community with top builders, varied lot sizes, parks, strong amenities and models arriving in 2026.
Two men in front of a Texas map with
By Zak Schmidt November 7, 2025
Considering Forney, TX? Discover why this fast‑growing, affordable Dallas suburb appeals to families and buyers — with insights on commute, schools, new construction, and tradeoffs.
Man in a black shirt looking surprised, text
By Zak Schmidt November 5, 2025
Buying new construction in DFW? Don’t skip the blue-tape walkthrough. Learn what to test, when to hire an inspector, and how to build a punch list before closing.
Man next to map with Celina highlighted, text:
By Zak Schmidt October 31, 2025
Thinking of moving to Celina, TX? Get clear numbers on new-construction prices, schools, 380 traffic, and how taxes/MUDs affect your mortgage—practical tips to buy smart.
Man holding finger to his lips,
By Zak Schmidt October 27, 2025
Building a new home? Learn which builder upgrades to skip, why decorative add-ons waste money, where to invest in structural options, and how to save time and thousands.
Man holding cash with
By Zak Schmidt December 3, 2025
A practical 2026 checklist for buying new construction in DFW—compare property taxes, school quality, and value across Prosper, Princeton, Kaufman County, Midlothian and more.
Man pointing, grinning at calculator with
By Zak Schmidt November 28, 2025
Understand DFW builder incentives in 2026 — inventory vs ground‑up builds, design credits, flex cash and rate buydown strategies to lower cash‑to‑close and monthly payments.
Man holding head, looking distressed, with house in background, documents reading “Structural Warranty.” Text:
By Zak Schmidt November 26, 2025
Highland Homes moves from a 10-year to a 6-year structure & foundation warranty effective 1/1/2026. Key deadline, legal context, and buyer tips for DFW new construction.
Man pointing at
By Zak Schmidt November 19, 2025
Thinking a 50-year mortgage in DFW will lower your payment? Learn how lifetime interest can skyrocket and how builder-funded buydowns offer a better solution.
Man with shocked expression and open mouth, headline says,
By Zak Schmidt November 12, 2025
Insider forecast for the DFW housing market in 2026: payment burden easing but taxes & insurance eroding gains, tighter builder margins, and where buyers can find incentives.
Man with beard and sunglasses, next to two red rectangles, title:
By Zak Schmidt November 10, 2025
First look at Meraki in Forney: a 2,700-home Telus Group master-planned community with top builders, varied lot sizes, parks, strong amenities and models arriving in 2026.
Two men in front of a Texas map with
By Zak Schmidt November 7, 2025
Considering Forney, TX? Discover why this fast‑growing, affordable Dallas suburb appeals to families and buyers — with insights on commute, schools, new construction, and tradeoffs.
Man in a black shirt looking surprised, text
By Zak Schmidt November 5, 2025
Buying new construction in DFW? Don’t skip the blue-tape walkthrough. Learn what to test, when to hire an inspector, and how to build a punch list before closing.
Man next to map with Celina highlighted, text:
By Zak Schmidt October 31, 2025
Thinking of moving to Celina, TX? Get clear numbers on new-construction prices, schools, 380 traffic, and how taxes/MUDs affect your mortgage—practical tips to buy smart.
Man holding finger to his lips,
By Zak Schmidt October 27, 2025
Building a new home? Learn which builder upgrades to skip, why decorative add-ons waste money, where to invest in structural options, and how to save time and thousands.